The Child Tax Credit (CTC) is not a new tax credit but it has changed for 2021—more money is available and 90% of those eligible will automatically receive advance payments.

Eligibility for the CTC

  • If your child/children are between the ages of 0 to 17 (Children must have a Social Security number to be eligible)
    • $3,600 per child ages 0–5
    • $3,000 per child ages 6–17
  • To receive the full CTC taxpayers cannot make more than:
    • $150,000 for married taxpayers filing a joint return and qualifying widows/widowers
    • $112,500 for heads of household
    • $75,000 for all other taxpayers
      • After the amounts above the credit gets progressively smaller

Advanced payments start in July

The IRS is releasing half of the amounts above in advance starting on July 15, 2021.

You will receive $300 per month for each qualifying child and dependent age 0-5 ($1,800 over 6 months) or $250 per month for each qualifying child and dependent age 6-17 ($1,500 over 6 months). You will get the rest of the money when they file taxes in 2022.

How to opt-out of monthly payments

You will automatically get the CTC in monthly payments if you filed a 2019 or 2020 tax return and claimed the Child Tax Credit on the return or gave the IRS their information through the Non-Filers Tool on to receive the stimulus payments.

If you want to opt-out of receiving the payment monthly or update the number of children you have as dependents, you can use the IRS Portal to update their information.

Not yet filed your 2020 taxes or you are not required to file 2021 taxes

You will not automatically get the CTC in monthly payments if…

Tax Preparation Availability and CTC Assistance

For free tax preparation services visit our Tax Sites page for more information.

For assistance or more information regarding the CTC please contact the Mayor’s Office Financial Empowerment’s Financial Navigators. 

More information on the CTC!

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